Principal | Personal Lines Executive & Insurance Advisor
Michael Brand, LUTCF, is a Principal and Personal Lines Insurance Advisor at Spherient Advisors, bringing more than 30 years of experience in personal insurance. He works with individuals and families to provide clear, practical guidance around coverage, risk protection, and long-term insurance planning.
His career began at Liberty Mutual, where he spent more than 26 years as an Executive Sales Representative. During his tenure, he earned multiple honors as both a Liberty Leader and Liberty Life Leader, reflecting consistent performance, leadership, and client-focused results.
Michael works closely with clients to help them understand their coverage, compare options confidently, and make informed decisions. His approach is grounded in education and clarity—helping simplify an industry that can often feel complex.
Throughout his career, he has also mentored numerous insurance professionals across the Richmond area, contributing to the development of the next generation of advisors.
Michael is a graduate of Averett University.
Life Beyond Work
Michael resides in Glen Allen, Virginia with his wife, Beth. He is the proud father of two children, Hannah and Jason, and grandfather to RJ.
Outside of his professional work, he enjoys playing soccer, golfing, and attending live music events.
If you are looking for guidance around personal insurance coverage, Michael and his team are available to help you navigate your options with clarity and confidence. For questions or to start a conversation, you can reach Michael directly:
Email: mbrand@spherient.com
LinkedIn: Michael Brand
“Personal insurance should provide clarity and confidence. My goal is to help individuals and families understand their coverage so they can make informed decisions and feel confident that the things most important to them are protected.”
- Michael Brand
Personal Insurance Advisory Focus
At Spherient Advisors, Michael works with individuals and families seeking guidance and support with property and casualty insurance coverage. His experience supports:
Homeowners insurance coverage strategy
Auto insurance planning and protection
Umbrella liability coverage evaluation
Risk protection for personal assets
Property and casualty insurance guidance
His approach focuses on helping clients understand their options and ensuring coverage decisions align with their personal risk protection needs.
Experienced Personal Insurance Guidance
Personal insurance plays a critical role in protecting the financial stability of individuals and families. Navigating coverage options, policy structures, and risk exposure requires thoughtful guidance and experienced advisory support.
Michael works with clients seeking reliable coverage, clear explanations, and trusted advice when evaluating their personal insurance programs.
For individuals and families seeking experienced personal insurance advisory support, he welcomes the opportunity to help.
