Principal, Retirement Plan Consultant


Experience in Retirement Plan Leadership


Ali Pino is a Principal and Retirement Plan Consultant with Spherient Advisors, serving employers in Richmond, Virginia and throughout the Mid-Atlantic region, and nationally.


Ali joined Spherient in 2021 after spending 15 years at two of the top retirement plan providers. She began her career at John Hancock as a Retirement Plan Sales Associate and advanced to Vice President of Strategic Relationship Management, ultimately managing a portfolio of $1.6 billion in retirement plan assets across more than 600 plans.


She later served as the Managing Director of Emerging Markets for MassMutual, covering Southeast Virginia. In that role, she was responsible for distribution of MassMutual’s retirement platform and investment-only placements through financial advisors.



Her experience working at retirement plan providers gives Ali an insider perspective on how recordkeepers operate, along with well-rounded expertise across all aspects of retirement plan management. She now uses that insight to help plan sponsors navigate complex fiduciary decisions and effectively manage their retirement plans.


The most rewarding part of her work, however, is guiding employees through the complexities of retirement planning—helping make saving, investing, and long-term financial decisions relatable and easy to understand. Her focus on employee education empowers participants to engage with their retirement plans confidently and work toward long-term financial security.


Ali earned a BA in Public Relations and Spanish from East Carolina University in Greenville, North Carolina.


Life Beyond Work


Originally from Westfield, New Jersey, she currently resides in Richmond, Virginia. Outside the office, Ali competes in show jumping with her horse Noah, spends time at her family’s beach house on Ocracoke Island, and enjoys the outdoors with her two Australian Shepherds, Ollie and Archie—who, along with Noah, always keep life entertaining.


For questions or to start a conversation, you can reach Ali directly:


Email: ali.pino@spherient.com
LinkedIn:Ali Pino



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“We are advisors first. Our role is not to sell a retirement plan product, but to provide fiduciary guidance that helps employers navigate their responsibilities with clarity and discipline. Retirement plan oversight requires structure, documentation, and thoughtful decision-making, and that is where we focus our work. We place equal importance on educating employees and helping them build confidence in saving, investing, and ultimately retiring successfully.”

- Ali Pino
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Retirement Plan Advisory Focus

At Spherient Advisors, Ali works with employers seeking structured retirement plan oversight and fiduciary clarity. Her experience supports:

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Investment monitoring and governance discipline
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3(21) fiduciary advisory relationships
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3(38) discretionary fiduciary structures in employee education piece
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Committee documentation and oversight processes
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recordkeeper evaluation

Her approach emphasizes defined roles, documented decisions, employee education or communication and governance that scales with organizational growth.

Experienced Retirement Plan Advisory Leadership

Retirement plan oversight carries long-term fiduciary responsibility and requires effective employee education to ensure participants understand and engage with their benefits. Ali advises plan sponsors who require structured governance, disciplined investment monitoring, and guidance that withstands regulatory scrutiny.


Her approach is grounded in provider-side leadership experience and informed by practical execution — helping organizations align fiduciary roles, strengthen committee processes, and support clear, consistent decision-making.


For organizations seeking a retirement plan that works in practice, supporting both the company’s goals and employees’ ability to prepare for retirement, she welcomes the opportunity to engage.