Serving the Richmond Metro Area — Retirement, Employee Benefits, and Insurance Advisory
Spherient Advisors and Spherient Insurance serve employers, businesses, and families throughout Chesterfield County, Hanover County, Henrico County,
Powhatan County, and Richmond, VA — with retirement plan advisory, employee benefits consulting, commercial insurance, and personal insurance under one coordinated firm.
Whether you are a plan sponsor managing fiduciary responsibilities in Henrico County, an employer evaluating group benefits in Chesterfield, or a family in Powhatan looking to consolidate your insurance coverage, Spherient brings structured oversight and long-term advisory discipline to every engagement.
Our principals bring more than 100 combined years of advisory experience. You get direct access to decision-makers — not a call center — and advisory guidance built for the long term.
Advisors: 804-457-2309 | Insurance: 804-737-2900
6802 Paragon Place, STE 126, Richmond, VA 23230
Advisory Services Structured Around Your Needs
Chesterfield County, VA
Retirement, Benefits & Insurance Advisory in Chesterfield County
Spherient Advisors works with Chesterfield County plan sponsors and employers — including businesses in Midlothian and Chester — to build documented governance processes, evaluate benefits structure, and manage risk. Spherient Insurance serves Chesterfield County families with home, auto, and umbrella coverage and independent carrier comparisons.
Services Available:
• Employee Benefits Consulting
Hanover County, VA
Benefits Consulting & Insurance Advisory in Hanover County
Henrico County, VA
Henrico County — including Glen Allen, Short Pump, and Innsbrook — is home to a dense concentration of mid-size employers, professional service firms, and healthcare organizations. Spherient Advisors provides ERISA-structured retirement plan advisory and employee benefits consulting to Henrico County plan sponsors. Spherient Insurance serves Henrico County families with home, auto, and umbrella coverage.
Services Available:
• Retirement Plan Advisory (401k, 403b, 3(38) & 3(21) Fiduciary)
• Employee Benefits Consulting
• Commercial Insurance Advisory
Richmond, VA
Spherient Advisors is headquartered in Richmond, VA at 6802 Paragon Place, STE 126. From Richmond, we serve plan sponsors, employers, businesses, and families across the metro area and nationally — providing retirement plan advisory, employee benefits consulting, commercial insurance, and personal insurance through one coordinated firm. Richmond employers trust Spherient for ERISA fiduciary oversight, plan governance, and group benefits strategy backed by direct access to experienced principals.
Services Available:
• Retirement Plan Advisory (401k, 403b, 3(38) & 3(21) Fiduciary)
• Employee Benefits Consulting
Advisory and Insurance Services — What We Do
Retirement Plan Advisory
401(k), 403(b), 457, and defined benefit plan advisory for plan sponsors across the Richmond metro area. ERISA compliance alignment, fiduciary oversight (3(38) and 3(21)), investment monitoring, benchmarking, vendor evaluation, and documented committee governance — built for long-term plan effectiveness.
[Learn More About Retirement Plan Advisory →]
Employee Benefits Consulting
Structured group medical strategy, funding comparisons, renewal planning, vendor review, ACA compliance, and regulatory monitoring for employers in Richmond, Henrico, Chesterfield, Hanover, and Powhatan County.
[Learn More About Employee Benefits Consulting →]
Commercial Insurance Advisory
Business insurance policy review, coverage analysis, renewal strategy, risk management consulting, and claims advocacy for Richmond metro businesses and business owners.
[Learn More About Commercial Insurance Advisory →]
Personal Insurance
Home insurance, auto insurance, and umbrella coverage for individuals and families throughout the Richmond metro area. Streamlined quote support and independent carrier comparisons through Spherient Insurance.
Testimonials
Over 100 Years of Combined Advisory Experience
FAQs
Do you serve employers and families in Chesterfield County, VA?
Yes. Spherient Advisors and Spherient Insurance serve Chesterfield County employers, businesses, and families, including clients in Midlothian and Chester. Services include retirement plan advisory, employee benefits consulting, commercial insurance, and personal insurance.
Rather than addressing isolated policies or annual renewals, we design coordinated strategies that strengthen fiduciary discipline, reduce exposure, and protect what matters most.
What retirement plan advisory services do you offer in Henrico County?
We provide 401(k), 403(b), 457, and defined benefit plan advisory for Henrico County plan sponsors, including ERISA compliance alignment, fiduciary oversight (3(38) and 3(21)), investment monitoring, and documented governance. We serve Glen Allen, Short Pump, and Innsbrook-area employers.
Do you provide employee benefits consulting for Hanover County employers?
Yes. We provide benefits compliance consulting covering ERISA health plan requirements, ACA employer mandate guidance, COBRA oversight, and renewal planning for Hanover County employers in Mechanicsville, Ashland, and surrounding communities.
Do you offer commercial insurance advisory for Powhatan County businesses?
Yes. Through Spherient Insurance and our commercial advisory practice, we provide business insurance policy review, coverage analysis, risk management consulting, and claims advocacy for Powhatan County business owners.
Where is Spherient Advisors located?
Spherient Advisors and Spherient Insurance are both located at 6802 Paragon Place, STE 126, Richmond, VA 23230. Advisors: 804-457-2309. Insurance: 804-737-2900.
What is the difference between Spherient Advisors and Spherient Insurance?
Spherient Advisors handles retirement plan advisory and employee benefits consulting — disciplines that carry ERISA fiduciary and compliance responsibilities. Spherient Insurance handles commercial and personal insurance brokerage and advisory. Both operate under one coordinated firm at the same Richmond, VA address.
Do you offer personal insurance in Richmond and the surrounding counties?
Yes. Through Spherient Insurance, we provide home insurance, auto insurance, and umbrella coverage for individuals and families in Richmond, Henrico County, Chesterfield County, Hanover County, and Powhatan County, VA.
You Have Questions. We Have Answers.
Serving Richmond, Henrico, Chesterfield, Hanover & Powhatan
Whether you are reviewing fiduciary oversight, evaluating your benefits structure, or reassessing your insurance coverage, Spherient is ready to help. Reach out to start a conversation or request a quote — no pressure, no sales pitch.
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